Rewards Points & Certificates. For each $1 spent on a qualifying purchase at JCPenney stores or jcp.com, you will receive 1 JCPenney Rewards point ("point”) up to the Point Maximum if the purchase is made with a JCPenney credit card in good standing. If you use a different payment method, you will receive 1 point for every $2 spent on a qualifying purchase up to the Point Maximum. The maximum number of points that you can receive for a single purchase transaction is 2,000 points ("Point Maximum") regardless of the amount of the qualifying purchase. Points are issued with respect to jcp.com orders (made online or in-store) when payment card/account is charged at time of shipment. If you return a qualifying purchase, the points you received for that purchase will be deducted from your Program account in the month the return is made. Points are earned on the dollar amount of the qualifying purchase after all applicable discounts, offers, coupons and rewards are applied. The following are not qualifying purchases: Sephora products that are not purchased from JCPenney in JCPenney Stores or on jcp.com, Home Services (other than purchases of In-Home Custom Window Treatments), gift cards, Service Plans, international purchases, and dollars spent on sales tax, state fees, and charges and fees (e.g. shipping, delivery or installation charges and restocking or recycling fees). Once you reach 200 points, you will be issued a $10 JCPenney Rewards certificate ("reward") redeemable on eligible JCPenney purchases (some exclusions and restrictions apply; see reward for details) and 200 points will be deducted from your Program account. Points will not expire as long as your Program account stays "active." "Active" means that you earn points for a qualifying purchase at least once in a 12 month period. Rewards will state the date they expire. Rewards will be delivered via email or are accessible at www.jcp.com/rewards or at the register at check out. Rewards will be mailed to JCPenney credit cardmembers (other than residents of HI) who do not have a valid email address on file with their Program account. Residents of HI must provide a valid email address to receive rewards and other Program benefits. You will be notified as they are earned. If you use a reward to make a purchase that is less than the amount designated on the certificate, you will forfeit the remainder of that reward. Rewards cannot be credited to any account, redeemed for cash, replaced if merchandise is returned, or applied to prior purchases. Lost or stolen rewards are not replaceable. Unless otherwise expressly stated or pursuant to a particular Program feature, Program membership, points, rewards and offers are not transferable. Rewards are void where prohibited by law.

^†Birthday Offer. A birthday offer will be sent via email, or at JCPenney’s sole option via U.S. mail, to eligible Members. To be eligible for the offer, Members must:(a) be residents of the 50 states of the U.S. and PR, and have a birthday date on file with their Program or credit account, (b) if not a JCPenney credit cardmember, have earned points within the last 12 months, (c) if a JCPenney credit cardmember, have made at least one purchase with their JCPenney credit card within the last 12 months, and (d) have a JCPenney credit card account and/or Program account that is in good standing at the time the birthday offer is issued. Also, Members who reside in HI or who have not achieved JCPenney Gold/Platinum credit account status must have a valid email address on file with their Program account to receive the birthday offer. One offer per account.

^††Other Program Features and Benefits. Additional features and benefits may be included in the Program, either for a limited time or on a consistent basis. For instance, Members may receive offers from time to time. Offers may include, but are not limited to, percent-off or dollar-off coupons. Offers may vary depending on whether you use a JCPenney credit card or by the status of your JCPenney credit card. Offers may require that a valid email address be on file with your Program account. Additional features and benefits, including offers, may include additional details, exclusions and terms. Please refer to www.jcp.com/rewards for more information about Program features and benefits.

By providing an email address and participating in the Program, you agree to receive operational communications about the Program and promotional email offers and updates from JCPenney Rewards, JCPenney and its affiliates and licensees. Members may unsubscribe from JCPenney and JCPenney Rewards promotional emails at any time via the unsubscribe link in those emails. JCPenney reserves the right to amend or modify the Program or any of its terms, features or benefits at any time and in any way without notice (including, without limitation, the number of points or rewards earned for each dollar in purchases, the number of points that can be earned per transaction, the type and amount of any JCPenney Reward certificate, and the type and amount of other Program features and benefits). JCPenney further reserves the right to terminate the Program or any Program features or benefits at any time without notice. Abuse of the Program, as determined by JCPenney in its sole judgment, may result in a Member being disqualified from participation in the Program, including forfeiture of unused Rewards points or issued, but unused rewards, to the extent permitted by applicable law. The Program is sponsored by and administered by JCPenney.