*Click here for more information and the full Rewards Program Terms. JCPenney credit cardmembers are automatically enrolled in JCPenney Rewards and are eligible to earn CashPass Points on purchases made with their JCPenney Credit Card or JCPenney Mastercard® account. For each $1 spent on a qualifying purchase at JCPenney stores or jcp.com using your JCPenney Credit Card or JCPenney Mastercard, you will receive 1.5 JCPenney CashPass Points, up to the point maximum (2,000) per transaction. JCPenney Mastercard® cardmembers earn Reward Points when using their Mastercard Account outside of JCPenney Stores and jcp.com, provided their JCPenney Mastercard Account is open and in good standing. Earn 1 Point for every $5 dollars in net purchases (purchases made by you or an authorized user minus returns and adjustments) everywhere Mastercard is accepted (other than JCPenney Stores and jcp.com). Balance Transfers, Cash Advances, finance charges, and fees do not qualify for points. Amounts are calculated based upon the sum of the prior billing cycle’s Mastercard purchases less returns and includes points earned from applicable bonus offers. If you use a different payment method, you will receive 1 point for every $1 spent on a qualifying purchase up to the point maximum. Rewards apply to net card purchases (minus returns). Once you reach 200 points, you will be issued a $10 JCPenney CashPass Reward, redeemable on eligible JCPenney purchases. Your account must be in good standing when the reward points are earned, and reward certificates are issued. For qualifying purchases and exclusions and restrictions that may apply, please see the full Rewards Program Terms. Purchases subject to credit approval.

^‡A birthday CashPass Reward will be sent via email, or at JCPenney's sole option via U.S. mail, to eligible Members. To be eligible for the offer, Members must: (a) be residents of the 50 states of the United States and Puerto Rico, and have a birthday date on file with their Program or credit account, (b) if not a JCPenney credit cardmember, have earned Points within the last 12 months, (c) if a JCPenney Credit Cardmember, have made at least one purchase with their JCPenney Credit Card (includes JCPenney Mastercard) within the last 12 months and (d) have a JCPenney credit card account and/or Program account that is in good standing at the time the birthday offer is issued. Also, Members who reside in HI must have a valid email address on file with their Program account to receive the birthday offer. One CashPass per account.

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